It’s Open Enrollment Season!
People living with a chronic disease, and their caregivers, know how essential continuous health insurance coverage can be for one’s health, well-being, and finances. However, now more than ever due to COVID-19, it is so important for individuals to pick the right plan for their personal situation during open enrollment season. Don’t assume if you re-enroll that last year’s plan is identical in benefits to this year’s plan.
This year it is especially important to check if your doctor is in network since many major insurance companies have made changes to their provider networks.
Unfortunately, there may be hidden elements of a health insurance plan which could present barriers to accessing dependable and affordable care. The Chronic Care Collaborative encourages all Coloradans to be mindful of insurance plan designs that include coinsurance, step therapy or copay accumulator programs. As you compare plans, keep an eye out for plan design language could lead to challenges in accessing or affording treatment options, specialty providers, or a new healthcare setting.
Check out the CCC’s open enrollment blog for more information including free resources and tips to pick the best plan for your health.